Disclaimer

Last Updated: January 23, 2026

The Fundamental Truth

Let’s start with what matters most: calculators are tools, not professionals. They can help you estimate, understand concepts, and make initial assessments. They cannot replace the judgment, expertise, and personalized advice of qualified professionals.

If you’re making an important decision about your finances, health, education, legal matters, or business, consult a real expert in that field. Don’t rely solely on an online calculator—ours or anyone else’s.

General Information Only

Everything on SabiCalculator—calculators, results, explanations, examples—is for general informational and educational purposes only. None of it is tailored to your specific situation, needs, or circumstances.

Your situation is unique. Your location, personal circumstances, health status, financial situation, and goals all matter. A calculator that works perfectly for someone else might give you misleading results because it doesn’t know your full context.

Not Professional Advice – Category by Category

Accuracy and Limitations

Why Calculators Might Be Inaccurate

• Your input: If you enter wrong numbers, you’ll get wrong results
• Assumptions: Calculators make assumptions that might not match your situation
• Simplifications: Complex real-world scenarios are simplified for calculation purposes
• Outdated info: Laws, regulations, tax rates, and standards change
• Regional differences: What works in one country or state might not work in another
• Edge cases: Unusual situations might not be handled correctly
• Bugs: Like any software, calculators can have bugs we haven’t found yet

Always Verify Important Calculations

For any decision that matters—financially, legally, medically, academically—you should:

• Use multiple sources to verify results
• Consult qualified professionals
• Check official resources (government websites, school policies, medical guidelines)
• Understand the methodology behind the calculator
• Consider factors the calculator might not account for

Specific Calculator Disclaimers

Financial Calculators

Loan, mortgage, investment, retirement, and other financial calculators:

• Provide estimates only—actual amounts may vary
• Don’t account for all possible fees, charges, or variables
• May not reflect current interest rates or market conditions
• Don’t consider your complete financial picture
• Aren’t personalized financial advice or recommendations
• Don’t guarantee future investment returns

Before making financial decisions: Consult a certified financial planner, investment advisor, or tax professional who knows your complete financial situation.

Health & Fitness Calculators

BMI, calorie, pregnancy, body fat, and other health calculators:

• Are for educational purposes and general wellness information only
• Do NOT diagnose, treat, cure, or prevent any disease or medical condition
• Should NOT replace professional medical advice, examination, or treatment
• May not be appropriate for people with specific health conditions
• Don’t account for your individual medical history or circumstances
• Use general formulas that might not fit your specific body or situation

Before making health decisions: Consult your physician, healthcare provider, or qualified medical professional. This is especially critical for pregnancy, weight loss, medications, or any health condition.

Student Calculators (GPA, Grades)

GPA calculators, grade calculators, and academic tools:

• Provide estimates based on the information you enter
• May not match your school’s exact grading methodology
• Don’t replace your official transcript or school records
• Can’t account for weighted classes, extra credit, or special circumstances
• Might use different grading scales than your institution
• Are for planning and estimation purposes only

Always verify with your school: Your institution’s official grading system, transcript, and academic advisor are the authoritative sources.

Tax Calculators

Income tax, sales tax, VAT, and other tax calculators:

• Provide rough estimates only
• May not reflect current tax laws or rates
• Don’t account for deductions, credits, or special circumstances specific to you
• Can’t replace professional tax preparation
• Might not be updated immediately when tax laws change
• Don’t consider state, local, or regional tax variations

For tax matters: Consult a qualified tax professional, CPA, or tax attorney. Tax laws are complex and change frequently.

Unit Converters

While unit conversions are generally straightforward, be aware:

• Conversions use standard formulas that might not account for every context
• Rounding can affect precision for very large or very small numbers
• Some conversions (like cooking measurements) can vary by region or context
• For critical applications (engineering, medicine, scientific research), verify conversions independently

Text Tools

Text converters, generators, and formatting tools:

• Are for creative, educational, or convenience purposes
• May not handle all special characters or formatting edge cases
• Aren’t guaranteed to work with all platforms or systems
• Should be reviewed before use in professional or important contexts

Use at Your Own Risk

You use SabiCalculator entirely at your own risk. We are not liable for:

• Decisions made based on calculator results
• Financial losses from calculation errors or misinterpretation
• Health problems from following calculator recommendations
• Academic issues from relying solely on grade estimates
• Legal problems from misunderstanding legal calculators
• Business losses from using business calculator estimates
• Any other damages, direct or indirect, from using our tools

Regional and Legal Variations

Many calculators are affected by location-specific factors:

• Tax rates vary by country, state, province, and city
• Grading systems differ between schools and countries
• Health guidelines vary by region and medical practice
• Legal standards differ by jurisdiction
• Financial regulations vary by country

Some calculators are designed for specific regions (like “US Take-Home Pay Calculator” or “UK GPA Calculator”). Even these should be verified with local experts, as regulations change and individual circumstances vary.

Currency and Exchange Rates

If we offer currency conversion tools:

• Exchange rates may not be real-time or current
• Actual rates from banks or exchanges will differ
• Transaction fees, spreads, and commissions aren’t included
• Rates fluctuate constantly
• Always verify with financial institutions before actual currency transactions

Third-Party Content

SabiCalculator may contain:

• Links to external websites
• Third-party advertisements
• References to third-party products or services

We are not responsible for the accuracy, content, privacy practices, or products/services of third parties. Clicking external links takes you outside our control.

No Endorsement

Reference to any products, services, organizations, companies, or other information does not constitute endorsement or recommendation by SabiCalculator. We don’t endorse or take responsibility for anything advertised or linked on our site.

Changes and Updates

Calculator methodologies, formulas, and this disclaimer may be updated at any time without notice. We try to keep everything current, but:

• Laws and regulations change faster than we can update
• Standards and best practices evolve
• We discover and fix bugs as they’re reported
• New research might change calculation methodologies

Continued use of SabiCalculator means you accept the current version of calculators and this disclaimer.

Report Errors

If you find a calculator giving wrong results, please tell us immediately at hello@sabicalculator.com. We take accuracy seriously and will investigate and fix legitimate errors.

However, reporting an error doesn’t make us liable for any damages that occurred before the fix. You’re still responsible for verifying important calculations.

Your Responsibility

By using SabiCalculator, you acknowledge that you are responsible for:

• Verifying the accuracy of all inputs
• Understanding the limitations of automated calculations
• Seeking professional advice when appropriate
• Evaluating whether a calculator is suitable for your needs
• Any consequences of decisions made based on calculator results
• Understanding that estimates are not guarantees

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• SabiCalculator, its owners, employees, and affiliates are not liable for any damages arising from use of the site
• This includes direct, indirect, incidental, consequential, or punitive damages
• We’re not liable for loss of profits, revenue, data, or business opportunities
• We’re not liable for personal injury, property damage, or other harm
• Our liability is limited to the amount you paid to use the service (which is zero)

Indemnification

By using SabiCalculator, you agree to indemnify and hold harmless SabiCalculator and its affiliates from any claims, damages, or expenses arising from:

• Your use of the calculators
• Your reliance on calculation results
• Decisions made based on our tools
• Any violation of this disclaimer or our terms

By using any calculator on SabiCalculator, you acknowledge that you have read, understood, and agree to this disclaimer.